Daily Allowance
Connect UP Bank to calculate your daily spending allowance
Accounts
Connect your UP Bank account
Configure your UP API token in Settings
Savings Goals
Create savings goals to track your progress
Bill Tracker
This monthConnect UP Bank to track bill payments
Recurring Charges
Recent Transactions
Connect UP Bank to see transactions
Savings Rate
Monthly Income
Subscriptions & Fixed Costs
| Item | Cost | Freq | /Month | Due Day | |
|---|---|---|---|---|---|
| Total | $0.00 | ||||
Discretionary / Pocket Money
| Item | Cost | Freq | /Month | Due Day | |
|---|---|---|---|---|---|
| Total | $0.00 | ||||
Joint Accounts & Fixed Transfers
| Item | Cost | Freq | /Month | Due Day | |
|---|---|---|---|---|---|
| Total | $0.00 | ||||
Income Credits / Reimbursements
| Item | Amount | Freq | /Month | Due Day | |
|---|---|---|---|---|---|
| Total | $0.00 | ||||
Active Saving Goals
Live Transactions
No transactions loaded
Connect UP Bank to see live transactions
Spending Analytics
May 2026Spending Breakdown
Transaction data needed for charts
Top Merchants
Spending data needed for merchant rankings
30-Day Cash Flow Forecast
Connect UP Bank for balance forecasting
Budget vs Actual
Budget and transaction data needed
UP Bank API Token
Link your personal UP Bank account to feed live balance and transaction updates in real-time.
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Get your Personal Access Token from api.up.com.au
Pay Cycle Settings
Align calculations to your salary cycle and ignore older spending in the current cycle.
Notification Preferences
Toggle which smart real-time push alerts you want to receive on your devices.
Account Visibility
Choose which connected UP bank accounts appear on your dashboard.
Data Import & Export
Back up your local configuration, target limits, and custom alerts as a JSON file.